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HOLIDAY INSURANCE
We have arranged cover through GOLD COVER Insurance Services Ltd. so that all persons travelling on holidays advertised in this brochure may be covered under a master policy held by us. Rates shown below apply for all ages provided there are no ongoing medical problems not cleared by the Healthline. An outline of cover is set out below, the terms and conditions are shown in full in the policy wordings.
DETAILS OF COVER - This is a brief summary of cover with details shown in the policy wording. Section
I
Cancellation and curtailment with costs up to £3,000.00 covered from the date of booking and payment of premium. All other sections
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Medical expenses and repatriation up to £5,000,000.
- Personal Accident - up to £25,000 (Under 16 years of age death benefit is limited to £5,000. For ages 65 and
over there is no cover available except for a death benefit of £1,500).
- Personal luggage and Money - up to £1,500 (limit £500 money, £250 cash and £250 any one article).
- Personal Liability - Indemnity limit up to £2,000,000.
- Travel delay £20 for the first 12 hours and £10 per 12 hours thereafter, maximum benefit £100.
- Baggage delay limit up to £100.
- Missed departure limit up to £1000.
- Legal Expenses up to £25,000.
N.B. Excesses apply.
CONDITIONS APPLICABLE TO ALL SECTIONS OF THE POLICY
It is a condition of the policy that at the time of booking or at any time prior to the commencement of the holiday or journey.
- as with all travel insurance you must declare any information, medical or otherwise (including any symptoms
which are awaiting or receiving investigation), which may influence the Insurer’s opinion in accepting you for
cover. Your insurance policy contains certain restrictions regarding pre-existing medical conditions and concerns
the health of the people travelling and others upon whose health the trip depends. If you have a disclosure to make,
please contact the Medical Healthline shown under Pre-existing Medical Conditions on the front cover of your policy wording. You should quote Gold Cover and your policy number shown on your policy wording.
- the Insured or any member of his party travelling is not aware of any circumstances likely to lead to a claim being made under any section of this insurance.
- the Insured and any member of his party discloses all facts material to this insurance.
- the Insured is not travelling against the advice of a medical practitioner, for the purposes of obtaining medical
treatment or where the Insured has received a terminal prognosis.
COVER INCLUDES THE PRIMARY ASSIST EMERGENCY SERVICE.
If one of our party is involved in an accident or becomes ill while abroad, necessitating more than simple treatment as an out-patient for which you can reasonably pay on the spot, we have the facility to contact the Primary Assist emergency number immediately day or night. (This applies as well if you have notice of serious illness or death of a close relative at home). Primary Assist have the contacts experience and facilities to help as soon as a serious incident has occurred. They will arrange admission to hospital, ambulance transfers and air repatriation as required.
PREMIUMS PER PERSON inc. I.P. Tax
(Subject to change at the end of December 2007)
period up to 10 days £16.00
period up to 17 days £18.00
To take out insurance cover simply add this to your booking deposit
Details of the Gold Cover travel insurance underwriters and
insurers are shown on your policy wording.
The European Health Insurance Card, obtainable free of charge via any main post office, is an essential item that you must bring on holiday with you. Minor medical expenses that fall below the holiday insurance excess limit may be claimed for by using it and it is required in cases of hospitalisation. While it in no way replaces private health insurance it supplements it to the advantage of the client.
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